Severe weather can happen at any time, in any part of the country. Severe weather can include hazardous conditions created by winds, tornadoes, large hail, flooding, fire, smoke, sleet and snow. As this year’s storms continues to sweep through the U.S., many people will likely be forced to file claims with their insurance companies.
After your property has faced a severe storm, it is important to have a trained expert review your roofing system and other building components to determine if you have property damage.
For anyone who is experiencing damage to homes or property, Premier Claims recommends these tips to help the claim process go smoothly:
- Take appropriate immediate measures to prevent further damage.
- Call NORTH END CONTRACTING 651-488-8605
- Schedule a time for one of our experienced INSPECTORS to inspect the damage to your property.
- Let us handle the rest!
Did your insurance company deny your residential storm damage claim ?
If your insurance company denied your property claim, we are here to help. We fight for our clients to maximize your insurance claim so that you can get the repairs completed on your home or business.
KNOW YOU LOCAL BUILDING CODES
Carriers can often miss items or omit them due to lack of knowledge when it comes to what is required by your local building codes. So many Contractors end up doing the required work for free because they don’t request the Carrier pay for these items or maybe the Contractor is unaware of what is allowed.
Ordinance or Law Coverage – coverage for loss caused by enforcement of ordinances or laws regulating construction and repair of damaged buildings. Standard Homeowners policies include a provision granting a limited amount of building ordinance coverage; this amount can be increased by endorsement. Also referred to as building ordinance coverage.
When an Insurance policy includes Ordinance and Law coverage, the Carrier is required to allow repairs to be performed to the building code requirements adopted by the city, county or state the property is located in. Items such as ice and water, drip edge, house wrap, flashings etc. can often be excluded from the Carriers estimate, yet Contractors are required to install or replace them.
Taking the time to research building codes, Manufacturer requirements, or asking your local Building Inspectors questions will pay dividends when requesting the Carrier to pay for what is owed.
Also, it is wise to review your personal policy to see if you have Ordinance or Law coverage included. Not having Ordinance or Law coverage could result in costly out of pocket expenses or could be the difference between a full replacement of a roof or siding and an unsightly repair. Reach out to your Insurance Agents to add this to your policy if you don’t already have it.
During storm season, many companies come into an area temporarily as “storm chasers.” They work an area after a storm, then leave to go on to the next storm area. Many of these companies repair roofs as fast as they can before moving on because they will not be here to call for warranty work and/or service calls. North End Contracting will be around after the STORM. North End Contracting offers stress-free financing options for homeowners throughout Greater Twin Cities Metro Area. During a consultation, we can discuss with you our financing options we qualify you on the spot, designated to fit your specific project. Our financing options cover work for ROOFING SIDING AND WINDOWS we will help make the entire process easier. North End Contracting 3rd party financing options were designed with you in mind, which means we want your roofing & siding project to go as smoothly as possible, including the expense. ZERO DOWN ZERO INTEREST ZERO PAYMENTS FOR 12 MONTHS CALL NOW 651-488- 8605 If you are looking for a licensed Roofing and Siding contractor in the TWIN CITIES MN Area call NORTH END CONTRACTING at 651-488-8605. NORTH END CONTRACTING WWW.dev.ewsproduction.com/neroof.com OFFERS FREE STORM DAMAGE INSPECTIONS. Service areas include the Twin Cities, MN.Residential Roofing Services ( GAF, OWENS CORNING, IKO, TAMKO)Residential Siding Services ( CERTIANTEED, PLYGEM MASTIC, LP SMARTSIDE )Minneapolis/St Paul/Eagan/Lake Elmo/Maplewood/Shoreview/Roseville/White Bear Lake/Stillwater/ Woodbury/West St Paul/Mendota Heights/Burnsville/Apple Valley/Bloomington/Edina/Plymouth/St Louis Park/Prior Lake/Chaska/Carver/Shakopee
CALL NORH END CONTRACTING TODAY TO SCHEDULE A MAINTENANCE INSPECTION 651 488 8605. HAIL DAMAGE STORM DAMAGE SIDING DAMAGE INSURANCE CLAIMS ASSISTANCE XACTIMATE REPORTS.